264 Axis Loop Georgetown, TX 78628
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About this home
Custom single story with no neighbors behind! AND (heated and cooled) 3-Car Garage! 5K in closing costs offered! All the space, style, and comfort you’ve been searching for is right here in this beautifully designed 3-bedroom + study home. Backing to a peaceful greenbelt with no homes behind, this property offers rare privacy in an ideal Georgetown location. Step inside to a bright and open layout where the island kitchen takes center stage—featuring built-in stainless steel appliances, a gas cooktop, beveled tile backsplash, and abundant storage. The kitchen flows seamlessly into the dining and living spaces, where beamed ceilings and a statement fireplace add warmth and character. The primary suite is a true retreat, with a wall of windows framing serene views, a spa-like bath with standalone soaking tub, dual vanities, and an oversized walk-in closet. The (heated and cooled) 3-car garage provides ample storage or hobby space, while the low 1.81% tax rate makes this an even smarter buy. Whether you’re relaxing in the backyard, hosting friends, or enjoying Georgetown’s nearby trails and lakes, this home blends convenience, comfort, and a touch of luxury. Property Highlights & Buyer-Favorite Features 3 bedrooms / 3 bathrooms + dedicated home office 3-car garage with extra space for storage or hobbies Private backyard with no homes behind – backs to greenbelt/nature Open floor plan with large island kitchen and abundant storage Built-in stainless steel appliances, gas cooktop, and beveled tile backsplash Beamed ceilings and statement fireplace in main living area Primary suite retreat with wall of windows, spa-like bath & oversized walk-in closet Standalone soaking tub and dual vanities in primary bath Low 1.81% tax rate NEW CAT 3 ROOF- lower insurances premiums Convenient Georgetown location near shopping, dining, and major commuter routes
Source: ACTRIS #7894824
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.