264 Beymoure St Kalamazoo, MI 49009
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About this home
Welcome to 264 Beymoure Drive, a beautifully upgraded newer home that blends modern comfort, quality craftsmanship, and unbeatable value in one exceptional package. Located in highly desirable Oshtemo Township and Kalamazoo Promise qualified, this residence offers an ideal balance of elegance, efficiency, and convenience, just minutes from shopping, dining, and US-131.Step inside to discover an inviting open-concept design with thoughtful details throughout. The kitchen features designer cabinetry, granite countertops, a center island, and stainless-steel appliances, including a gourmet refrigerator with soft-close drawers. The adjoining dining area and living room provide the perfect setting for both everyday living and entertaining.The spacious primary suite includes a double-vanity bath with granite countertops, tile flooring, and a custom walk-in closet. Both full bathrooms feature upscale finishes that create a polished, spa-like feel.The main-floor laundry room, finished garage, and large breezeway entry add both convenience and functionality to the floor plan. Downstairs, the basement has been insulated and mostly studded, offering excellent potential for future expansion. The space includes an egress window and roughed-in plumbing for an additional bath, making it easy to finish and add extra living space or a recreation area. Outside, you'll appreciate the impressive curb appeal with stone accents, landscaping, an extended concrete patio, and a full irrigation system. A new shed and white vinyl privacy fence enhance both beauty and practicality. Additional upgrades include a smart home security and thermostat system, custom bath amenities, and many other premium enhancements. The washer and dryer are included, making this a true move-in-ready home. Experience modern living in a convenient and peaceful location. Schedule your private showing today and discover the comfort, quality, and value that make this home an exceptional find.
Source: REALCOMP #69025053149
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.