2640 SW 153rd Place Rd Ocala, FL 34473
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About this home
Owner motivated! $$ Priced to sell $$ Why wait months and months for new construction when this gem is MOVE IN READY!? NO HOA OR AGE RESTRICTIONS! Welcome to this charming 3-bedroom, 2-bath home nestled in a popular and affordable community, where you'll find the perfect blend of comfort, convenience, and freedom. Set on a generous quarter acre plot of land, this property offers an unparalleled sense of independence and versatility. Step inside and be greeted by a thoughtfully designed interior boasting a split floorplan and high ceilings. Brand new luxury vinyl plank flooring and paint throughout. This layout ensures privacy and a seamless flow throughout the home, making it ideal for families or those who desire space for guests. The cozy bedrooms are strategically positioned, allowing everyone to enjoy their own retreat within this delightful abode with a walk in shower and closet. The heart of the home revolves around the modern amenities and updates that have been carefully incorporated. The spacious kitchen is a haven for culinary creativity, equipped to cater to any chef's desires with stainless appliances, farms style sink, and granite countertops. The adjacent living and dining areas are open and inviting, creating a welcoming space to entertain and make lasting memories with loved ones. Step outside into the expansive, backyard, a haven for outdoor enthusiasts and pet owners alike. With plenty of space to run and play and build a pool, the possibilities for creating your own outdoor oasis are limitless. Whether it's gardening, hosting BBQs, or simply enjoying the fresh air, this backyard with a 10x10 screened lanai is a blank canvas waiting for your personal touch. The location of this home is truly unbeatable. Centrally situated in a thriving and sought-after community, you'll find yourself just moments away from an array of conveniences, entertainment, and amenities. Restaurants, shopping centers, parks, and schools are all within easy reach, ensuring that you have everything you need at your fingertips. In this home, you'll relish the freedom to embrace your lifestyle and preferences without the constraints of an HOA or age restrictions. Whether you're a first-time homebuyer, a growing family, or simply looking for a comfortable place to call home, this property offers a warm and welcoming environment that you'll be excited to call your own. Don't miss this incredible opportunity to own a 3-bedroom, 2-bath home with a big fenced backyard, new roof and flooring and the freedom to live life on your terms in a popular, centrally located, and affordable community. Embrace the possibilities and make this house your perfect home.
Source: STELLAR #OM708310
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.