2643 Neighborhood Walk S Villa Rica, GA 30180
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About this home
Welcome to 2643 Neighborhood Walk, a beautifully maintained three-story home nestled in the sought-after Mirror Lake community of Villa Rica. This residence perfectly blends space, comfort, and neighborhood charm - offering the ideal setting for both everyday living and relaxed entertaining. Built in 2004 and set on a spacious third of an acre lot, this home features over 2500 square feet of inviting living space. Inside, you'll find four generous bedrooms and two-and-a-half bathrooms, thoughtfully designed to accommodate modern family life. The welcoming foyer opens into bright, versatile living areas that flow effortlessly between a cozy family room, a formal dining space, and a well-appointed custome kitchen ready for gatherings or quiet weeknight meals. The home has been completely repainted and pressure washed. Upstairs, the primary suite serves as a private retreat, complete with a large bathroom featuring a garden tub, double vanities, and ample closet space. Secondary bedrooms are equally comfortable, offering flexibility for family, guests, or a home office. Outdoors, the backyard provides both privacy and space, perfect for play, gardening, or hosting weekend barbecues. Mature landscaping and a well-kept exterior add to the home's inviting curb appeal. Living in Mirror Lake means enjoying more than just a home - it's a lifestyle. Residents appreciate access to swim and tennis amenities through their monthly HOA fee at no additional cost, peaceful streets, and a friendly atmosphere, all while being conveniently located near local shops, schools, and major commuter routes.
Source: GAMLS #10639943
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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