2645 Bryant St Melissa, TX 75454
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About this home
Back on the market—no fault of the home! This property is ready for its next lucky buyer. Offering a thoughtful design with plenty of room inside and out, this home sits on just over an acre in the growing community of Melissa—a perfect blend of country charm and everyday convenience. Melissa is known for its top-rated schools, small-town feel, and quick access to McKinney, Frisco, and Dallas via Highway 75, making it one of the area’s most sought-after locations. Inside, you’ll find a well-planned split floor layout with two inviting living areas. The spacious primary suite includes a walk-in shower, dual vanities, a generous walk-in closet, and private access to one of the living spaces. Guests will appreciate the privacy of bedrooms located on the opposite side of the home. The kitchen features a small island, pantry, and open flow to the adjoining living room with a cozy fireplace—perfect for gathering and entertaining. Step outside through the patio doors to a covered back deck that overlooks the wide-open yard. With over an acre to enjoy, you’ll have endless possibilities for outdoor living, gardening, or future improvements. If you missed it the first time, now’s your chance—come see why so many are choosing to call Melissa home!
Source: NTREIS #21086738
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.