265 Oakmont Cir Pinehurst, NC 28374
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About this home
Discover this charming Pinehurst retreat in an ideal blend of comfort, investment potential, and timeless appeal. Perfectly situated in a peaceful and established neighborhood, this beautifully maintained home features a brand-new roof (July 2025) and a bright, open floor plan that fills every room with natural light. Whether you are seeking a low-maintenance primary residence, a weekend getaway, or a long-term rental investment, this property delivers versatility and lasting value. Inside, you&rsquoll find a thoughtfully designed layout that offers both privacy and flow. Each of the two spacious bedrooms includes its own ensuite bathroom, providing a rare level of comfort and convenience perfect for guests, roommates, or dual-occupancy living. The living area is warm and inviting, complemented by tasteful furnishings and finishes that make this home truly move-in ready. The kitchen is well-equipped with modern appliances, ample cabinetry, and generous counter space, making it ideal for both daily living and entertaining. Step outside to your private patio, surrounded by mature landscaping and the peaceful ambiance Pinehurst is known for. The property is being offered fully furnished, allowing for a seamless transition for homeowners or investors seeking dependable long-term rental income. With its low-maintenance design and established location, it offers consistent rental potential and enduring value. Located just minutes from world-class golf, fine dining, boutique shopping, and the historic Village of Pinehurst, 265 Oakmont Circle combines lifestyle, comfort, and investment stability in one exceptional package. Move-in ready, tastefully appointed, and updated where it counts. This home is the perfect introduction to the Pinehurst lifestyle.
Source: NORTHCAROLINAREGIONAL #100536773
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.