2650 Rolling Brook Trl Atlanta, GA 30344
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About this home
Motivated Seller Welcome to 2650 Rolling Brook Trail, a home filled with warmth, space, and charm. This home has a separate basement entrance for potential rental income. Home warranty available. Lovingly maintained by the same owner for over 12 years, this spacious home has been gently lived in and well-kept due to the owner's frequent travels. From the moment you step inside, you'll feel the comfort of a home that's been cared for and enjoyed. Step into not one but two large living rooms, offering versatile space for relaxing, entertaining, or creating the perfect family layout. At the heart of the home is a real wood burning fireplace, perfect for those cozy nights when a warm glow sets the tone. This home includes a master bedroom on the main level with its own private full bath for added convenience. Upstairs, you'll find four additional bedrooms and two full bathrooms, one as part of an upstairs suite, and another shared bath for the remaining three bedrooms. For the home cook or gathering host, there's a spacious walk-in pantry and a dedicated dining room ready for meals and memories. Near the kitchen, a charming bay window nook offers the perfect spot for casual breakfasts or a peaceful reading corner. Downstairs, the fully finished basement expands your living space with a private bedroom, two full-size closets, a separate living area, and its own private bathroom, ideal for a guest suite, in-law space, or home office setup. The washer and dryer hookups are also located downstairs, giving the space even more function and flexibility. Step outside and enjoy both a large front yard and a big backyard, perfect for pets, play, or outdoor gatherings. The extra-large walk-around deck creates a natural extension of the home for hosting cookouts or simply enjoying the outdoors. This home is move-in ready and waiting for its next chapter as the current owner prepares to downsize and relocate out of state. With its blend of thoughtful layout, multiple living areas, and cozy features,This home has plenty of parking space outside the garage.
Source: GAMLS #10626571
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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