2656 Snow Rd Kempner, TX 76539
Your savings
About this home
Experience the serenity of country living with the convenience of city access in this custom-built 4-bedroom, 2-bathroom home spanning 2,437 sq ft. Nestled on over 2 partially wooded acres just beyond the city limits, this 2016 residence offers a harmonious blend of comfort and functionality. Step inside to discover wood-look tile flooring throughout, granite countertops, rich custom cabinetry, and two dining areas. The living room is anchored by a warm, wood-burning fireplace, creating an inviting atmosphere for family gatherings. The spacious primary suite serves as a private retreat, featuring a whirlpool soaking tub, separate shower with a rain shower head, and ample closet space. Over the garage, a fully finished and climate-controlled attic space provides a versatile bonus area—perfect as a game room, home office, or kids’ hangout. For hobbyists or professionals, the property boasts a sprawling 50’x40’ insulated double-bay workshop, complete with electricity, pre-plumbed for a bathroom, 12 ft roll up doors, and ideal for various projects. Outdoor living is enhanced by a built-in BBQ area, perfect for weekend cookouts and family gatherings, all while enjoying peaceful views of the surrounding landscape. Located less than a mile from Hwy 190, this home offers easy access to Killeen, Fort Cavazos, and the airport, combining the tranquility of rural life with the benefits of urban proximity. BONUS: Seller’s current mortgage is assumable at just 2.75% interest! Subject to lender approval, this could be a game-changer for your monthly budget. Don't miss out on this great opportunity - Call today to schedule a viewing!
Source: CENTRALTEXAS #580456
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.