2658 Park Ridge St Apopka, FL 32712
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About this home
Welcome to The Oaks at Kelly Park—Luxury Living Redefined This exceptional 3,400 sq. ft. Ferncroft Craftsman is a rare opportunity, as this sought-after design is no longer offered by the builder. With 4 bedrooms, 3 baths, and an array of high-end upgrades, this home blends timeless craftsmanship with modern functionality, standing apart from the new construction still in progress throughout the community. On the main floor, you’ll find a private bedroom and full bath—perfect for guests or multi-generational living—alongside TWO VERSATILE FLEX spaces ideal for a home office, gym, or creative studio. At the heart of the home, the gourmet kitchen inspires with a NATURAL GAS cooktop, premium finishes, a custom coffee bar, and an EXTENDED ISLAND adorned with stunning pendant lights and storage on each side, all opening seamlessly to the great room. A dramatic TRIPLE SLIDING GLASS DOOR extends the living space outdoors to the covered patio, perfect for effortless entertaining. Upstairs, the primary suite serves as a private retreat, complete with a spa-inspired bath and oversized walk-in closet. Two secondary bedrooms and a **spacious loft—large enough for a media lounge or second family room—**offer abundant flexibility for today’s lifestyle. Set on the second-largest lot in the neighborhood, the FULLY FENCED backyard provides endless possibilities, including room for a pool, outdoor recreation, or simply enjoying the Florida sunshine in complete privacy. The Oaks at Kelly Park offers something for everyone—whether it’s cooling off in the resort-style pool, relaxing at the cabana, using the playground, or strolling with your pup along the dog-friendly paths throughout the community. Conveniently located near the FL-429 ramp and excellent schools, this neighborhood blends fun, comfort, and convenience.
Source: STELLAR #O6345121
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.