2659 Pioneer Trl New Smyrna Beach, FL 32168
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About this home
Step into timeless elegance where a custom-designed, fully screened 4,000-square-foot wrap-around porch takes center stage. Encompassing every angle of the home, this extraordinary space blurs the line between indoor comfort and outdoor tranquility. With nine sets of French doors leading to the porch, you’ll enjoy seamless access to fresh air, peaceful views, and over 7,000 square feet of combined living space. Set on 2.66 acres of meticulously maintained and fully fenced grounds, this property offers both beauty and function in a private, park-like setting. As you arrive, a hand-laid brick paver driveway bordered by manicured hedges welcomes you to a grand roundabout, its centerpiece a stately flagpole- an introduction that sets the tone for the elegance within. Inside, soaring 12-foot ceilings, detailed crown molding, and real oak hardwood floors create an atmosphere of sophistication. The expansive family room, anchored by a stately wood-burning fireplace, invites relaxation and entertaining alike, while the chef’s kitchen- with granite countertops, a gas range, prep sink, and gathering space, makes every meal a special occasion. A secondary family room with custom built-ins provides the perfect media space or display area, while each bedroom serves as a private retreat with en-suite bathrooms and direct porch access. The primary suite is a sanctuary, complete with a connected office or library, spa-inspired bathroom featuring a freestanding tub and dual vanities, and a generous walk-in closet. From nearly every room, views of mature pines and a tranquil pond enhance the feeling of seclusion. Outdoors, a brick-lined courtyard connects to the oversized two-car garage via breezeway, while a secondary gated entrance offers convenience for trailers, large deliveries, or additional parking. With ample space for cross-fencing and a large outbuilding, the property is steps away from an equestrian’s dream. The property has been meticulously maintained and updated, including a whole house Generac Generator installed, updated HVAC system 2024, 2 Hot Water Heaters both replaced 2024, interior and exterior paint, installed gutter guard system, and much more. Offering unmatched character, functionality, and a rare harmony with nature, this estate is more than just a home- it’s a lifestyle.
Source: STELLAR #O6326077
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.