2676 Florence St Orlando, FL 32818
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About this home
*Move-In Ready and Newly Updated* Welcome to 2676 Florence Street, a well-maintained, stylish, custom home featuring a brand-new roof (2024) and fresh exterior paint (2024), enhancing both durability and curb appeal. Step inside to discover new interior paint (2025) and brand-new laminate hardwood flooring (2025) that create a warm, inviting atmosphere throughout. The primary shower was completely retiled in 2025, adding a modern touch, and the water heater was replaced in 2023 for improved efficiency. The open-concept living and dining areas are filled with natural light, perfect for entertaining or relaxing. The flexible floor plan includes a spacious office/den that was originally contracted as a fifth bedroom — a wall can be easily added to create a true bedroom, offering versatility for a growing family, guests, or work-from-home needs. Additionally, the bedroom located off the living room includes an ensuite bathroom, also great for guests or multigenerational living. Step outside to a large backyard with plenty of room for gatherings, pets, or future outdoor enhancements. Enjoy the tranquility of this peaceful residential area that is conveniently located near shopping, dining, major highways, and Orlando’s best attractions, this move-in ready home combines everyday convenience with lasting quality — and no HOA restrictions or fees! For added peace of mind, the seller is offering a basic home warranty to the buyer at closing. All the major updates have been completed, so you can move right in and start enjoying the Florida lifestyle.
Source: STELLAR #G5103870
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.