268 Perry Point Run Lawrenceville, GA 30046
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About this home
This is your chance to own a home in the highly desirable City View neighborhood, in Downtown Lawrenceville! Built in 2020 with modern updates and open floor plan. With the best location for walkability, you’ll be just steps away from local restaurants, shops, parks, and the renowned Aurora Theatre. Quiet neighborhood with additional parking lot for added convenience. The home features a spacious kitchen with granite counter tops with breakfast far overlooking open living room and dining area. Upstairs features an over-sized primary suite with a walk-in closet and spa-like bathroom. With a total of 3 large bedrooms and 2.5 bathrooms. One bathroom on the main floor perfect for guests. Living in Downtown Lawrenceville offers ultimate convenience and fun! With a variety of restaurants, shops, and local breweries, there’s always something to do, day or night. Enjoy a stroll after dinner, grab a late-night ice cream, or take a morning walk with your pup to the dog park. From festivals to comedy and bingo nights to a strong community vibe, this area has it all. Move in before the holidays and you can walk to the tree lighting and the Christmas Market right on the Downtown Lawn. Living here isn’t just a choice—it’s a lifestyle! This neighborhood is quiet and tucked away from the busy streets or DTL but still walking distance to the center. HOA covers roof and gutter maintenance, termite bond, landscaping and pressure washing. Siding was painted 2 years ago. Ethernet ran to every room.
Source: FMLS #7673238
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.