2680 Stonekey Bnd Unit 17 Lithonia, GA 30058
Your savings
About this home
Welcome Home to this end unit townhome was built in 2018 as part of the second and newer phase of the construction for the Stonekey Bend neighborhood. Use our preferred lender and also receive a free appraisal and 1% in lender paid closing costs. Zero down and closing costs assistance programs available as well. Welcome to Your New Home in the Gated Community of Stonekey Bend! Discover the perfect blend of modern style and traditional charm in this beautifully maintained end unit townhome, ideally located just minutes from I-20, I-285, and downtown Atlanta. Tucked away at the end of a quiet street, this home offers privacy, added green space, and all the advantages of an end unit location. As you arrive, you'll be greeted by a charming front porch, attractive brick facade, and eye-catching curb appeal. The side yard and fully fenced backyard provide ample space for outdoor enjoyment-perfect for relaxing or entertaining. Step inside to a welcoming foyer featuring a striking wrought iron staircase and an open, light-filled floor plan. Thanks to the extra windows that come with an end unit, natural light fills the space, creating a bright and airy atmosphere throughout. The main level features freshly painted walls, gleaming hardwood floors, and an upgraded kitchen with stainless steel appliances and a center island. The spacious living area includes coffered ceilings, a cozy fireplace with built-in shelving, seamlessly flowing into the dining area and out to a private deck and fenced yard-an entertainer's dream! A convenient half bath and access to the two-car garage complete the main floor. Upstairs, you'll find a versatile loft space-perfect for a second living room or office-as well as a full guest bathroom, laundry room, and two additional bedrooms. The generous primary suite offers a large walk-in closet, a relaxing garden tub under an oversized window, a separate shower, and a double vanity. This home has been thoughtfully prepared for its next owner, with a completed pre-listing inspection and recently serviced HVAC system. All that's left to do is move in and make it yours! Don't miss your opportunity to own this stunning end unit townhome in Stonekey Bend-schedule your tour today before it's gone!
Source: GAMLS #10628125
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.