26838 Albion Way Canyon Country, CA 91351
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About this home
Welcome to Albion Way in highly desirable family community of Trestles in Santa Clarita! Upon entry you will be greeted by a great open concept area that provides enough space to host family and friends. Laminate flooring, recess lighting, ceiling fans and dual pane windows through-out the entire house. The beautiful kitchen that was been well taken care of with granite counter tops and stainless steal appliances accompanied by the dining area where you can enjoy every breakfast, lunch and dinners. Upstairs you will find the master bedroom with end-suite bathroom, dual sink vanity, walk in closet, and an amazing shower and bathtub. Continuing down the hall is the laundry room, another full bath with 2 more spacious rooms. Good-sized yard to enjoy barbequing. Attached 2 car garage with direct access to the home and tankless water heater. Did I mention PAID-OFF SOLAR and NO MELLO-ROOS TAXES! It cannot get better than this. Conveniently located near freeways, schools, shopping and dining. This is what you're looking for, so don't hesitate to make this your home today!
Source: CRMLS #IV25225970
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.