26841 Shorebreak Ln Unit 35 Unit 35 Valencia, CA 91355
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About this home
Welcome to 26841 Shorebreak Lane #35, located in the highly desirable Bridgeport community in the heart of Valencia. This beautiful home features a spacious open floor plan with three bedrooms and three bathrooms, offering both comfort and functionality. Upon arrival, you’re greeted by a welcoming front patio, perfect for enjoying tea, lemonade, or a glass of wine—depending on the time of day. Nestled in a serene and picturesque setting, this home is just steps away from Bridgeport Park and Bridgeport Elementary School, making it ideal for families and those who love the outdoors. Step inside to a beautifully appointed living room with vaulted ceilings, recessed lighting, and a cozy fireplace, perfect for relaxing on cool evenings. The kitchen is a true entertainer’s delight, featuring granite countertops, a center island, stainless steel appliances, plantation shutters, and hardwood flooring. The open concept design flows seamlessly into the family room and breakfast area, creating the perfect space for gatherings. Additional highlights include a two-car garage with tandem parking for a third car, a laundry room with a sink and ample cabinetry, and a charming tree-lined street that enhances the community’s tranquil atmosphere. Washer/Dryer and Refrigerator are included. The Bridgeport HOA offers an exceptional lifestyle with resort-style amenities, including a sparkling pool, spa, clubhouse, playground, and basketball court, along with miles of scenic paseos, lush green spaces, and easy access to everyday conveniences. This home truly has it all—comfort, style, and the perfect location to enjoy the best of Valencia living.
Source: CRMLS #SR25237293
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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