2689 Sheffield Hill Way Woodbridge, VA 22191
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About this home
Welcome to 2689 Sheffield Hill Way — a beautifully maintained 2-level condo with a main level entrance in the highly desirable gated community of Potomac Club, ideally located directly across from Stonebridge Shopping Center in Woodbridge, VA. Where style meets Stonebridge — live, dine, and play just steps from home. Perfect for first-time buyers, young couples, or professionals commuting to DC This 3-bedroom, 2.5-bath home offers 1,552 square feet of stylish, open-concept living space, END UNIT townhouse with a 1 car garage. Perfect for first-time buyers, professionals, or anyone craving comfort and convenience. Step inside to a bright and spacious layout featuring a modern kitchen with stainless steel appliances, including a brand-new refrigerator (12/2024) and new dishwasher (2024). The open floor plan seamlessly connects the kitchen, dining, and living areas — perfect for everyday living and entertaining. Upstairs, you’ll find three well-sized bedrooms. The 3rd bedroom has French doors that walk out to balcony. Primary bedroom has tray ceiling, two walk-in closets, and a bay window and ample closet space. Also, has an en-suite bath with a soaking tub, separate standing shower, double vanity and a linen closet. Enjoy year-round comfort with major system upgrades including a new HVAC (1/2025) and new air conditioning unit (8/2022). Residents of Potomac Club enjoy resort-style amenities: an indoor and outdoor pool, a fully equipped fitness center with rock climbing wall, a relaxing sauna, and a modern community clubhouse. The HOA fee conveniently covers roof maintenance, water, trash, and landscaping of common areas. With unbeatable access to I-95, commuter lots, VRE, and major shopping and dining, this is a commuter’s dream location with luxurious perks. Don’t miss the opportunity to live in one of Woodbridge’s most vibrant communities.
Source: BRIGHT #VAPW2105586
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.