269 White Water Loop Conway, SC 29526
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About this home
Welcome to this charming 3-bedroom, 2-bathroom home in the peaceful River Country community, ideally located between Myrtle Beach and Conway. This property has been thoughtfully maintained and enhanced, offering features that set it apart. Step outside to your spacious, fully FENCED backyard perfect for pets, gatherings, or simply enjoying the outdoors. The private covered PATIO is a true retreat, while the storage SHED adds convenience for tools, hobbies, or seasonal items. Inside, a versatile flex space provides options for a home office, playroom, or workout area. The extended driveway offers ample parking for multiple vehicles, boats, or guests. River Country residents enjoy fantastic amenities including a clubhouse, playground, outdoor pool, scenic gazebo by the pond, and dedicated BOAT parking and RV parking, an uncommon bonus for the area. The neighborhood blends countryside charm with convenience just less than 30 minutes from the beach and 20 minutes to historic downtown Conway. With easy access to Highway 90 and highway 22, commuting and travel are stress-free. Whether you're searching for a primary residence, second home, or investment opportunity, this property checks all the boxes. Don't miss your chance to own this must-see home schedule your showing today!
Source: MYRTLEBEACH #2523783
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.