2691 Stormy Cir Navarre, FL 32566
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About this home
This beautifully updated Baypointe home offers all the upgrades you've been looking for in a well-maintained, move-in ready property. With a professional deep clean already completed and a home warranty included for buyers' peace of mind, you can settle in with confidence knowing every detail has been thoughtfully cared for.Inside, the split-bedroom floor plan provides both comfort and flexibility. Enjoy a spacious living room, private office, and a versatile bonus room that can serve as a second office, playroom, or formal dining space.The kitchen is the heart of the home with tall cabinets, granite countertops, a deep custom sink, and a large breakfast bar perfect for gathering. You'll also appreciate the newer stainless-steel appliances. dishwasher, stove, and microwave range hood-plus updated sinks, fixtures, lighting, and ceiling fans throughout. The primary suite is a true retreat, featuring two walk-in closets, a tray ceiling detail, and a spa-inspired bathroom with a huge soaking tub, newly tiled shower and surround, and granite countertops. Additional highlights include: Newer wood laminate flooring & newer tile in main living areas Crown molding and upgraded trim details Cozy fireplace with decorative tile surround (capped but convertible back to wood-burning if desired) Laundry room with cabinets and a granite-topped utility sink Newly installed French doors leading to the backyard patio Step outside to a private, tree-lined backyard complete with a brand-new storage shed and plenty of space to relax or entertain. This home has been lovingly upgraded from top to bottom, including a new roof, and is truly move-in ready. The termite bond is paid for through October 2026; it's the perfect blend of style, function, and peace of mind. Conveniently located in Harvell's Crossing in Navarre, just minutes from local schools, shops, dining, and the beautiful Gulf Coast beaches.
Source: EMERALDCOAST #984225
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.