2692 Bogan Creek Dr Buford, GA 30519
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About this home
Located in the desirable Ivy Green community, this 4 bedroom, 2.5 bath home offers nearly 2,900 square feet of updated living space and a rare combination of resort-style outdoor amenities, thoughtful interior improvements, and access to one of the most sought-after areas in North Georgia. The owners have invested significantly in both structural and cosmetic upgrades. In August 2022, the roof was replaced and the entire exterior was updated with new siding and fresh paint, giving the home a clean, modern presentation. Inside, full interior repainting extends throughout every room, and last year, CYRUS Everlife waterproof LVT flooring, a rigid core product with a lifetime warranty, was installed across the entire home for durability and style. The main floor begins with two versatile flex rooms at the front of the home, traditionally used as formal living and dining spaces but easily adapted as offices, playrooms, or hobby areas. Toward the back, the home transitions into a true open-concept layout, with the kitchen flowing directly into the breakfast area and family room. Just beyond is a fully enclosed screened-in porch, finished as an additional living room with ceiling fans, seating space, and a mounted TV for year-round enjoyment. Outside, the backyard functions as a private retreat. The saltwater (saline) pool has been meticulously maintained, featuring a PebbleTec liner, a new pump motor installed in 2024, and a brand new automatic pool rover for effortless upkeep. While the pool is not currently heated, all plumbing infrastructure—including a dedicated concrete pad—is already in place for an easy future heater installation. With multiple lounge and dining zones surrounding the pool, the outdoor living area becomes a natural extension of the home, perfect for birthdays, summer gatherings, and peaceful evenings that last long into the night. Upstairs, the oversized primary suite features a private sitting nook and direct access to the en-suite bath and walk-in closet. Three additional bedrooms provide flexibility for family, guests, or work-from-home needs. Zoned to Harmony Elementary, Glenn C. Jones Middle, and Seckinger High School, residents benefit from access to top-performing Gwinnett County schools, including Seckinger’s AI and STEM-focused programs. Additionally, with proper proof of residency through City of Buford utilities, families have the option to pursue enrollment within the City of Buford School System, giving this address unique educational flexibility. The Ivy Green community further enhances the lifestyle with a neighborhood pool, tennis courts, playground, and peaceful walking trails along Ivy Green Creek. It’s the kind of neighborhood where kids play outside, neighbors wave from porches, and families stay for years. More than just a well-maintained home, this property offers true Buford living, with access to top-tier Gwinnett County schools and proximity to Buford City opportunities — the lifestyle so many families move here for.
Source: FMLS #7664101
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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