26951 Hillsborough Pkwy Unit 47 Unit 47 Valencia, CA 91354
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About this home
Craving a peaceful tree-lined view while mere moments from city conveniences? This remarkable 2-bedroom, 2-bath townhome in the Rose Arbor Condominiums complex blends an elevated lifestyle with scenic tranquility in Valencia! Resting along a quiet pathway in a rear-unit location, enjoy a sense of privacy and your own leafy prospects of the Paseos. Inside, soft natural light pours through wide windows across wood-style floors, crisp white walls, and recessed lighting. Its open-concept layout flows from the living room—anchored by a fireplace and built-ins—to the dining area and through to the kitchen, where stainless steel appliances, tiled countertops, and ample cabinetry make cooking feel effortless. Slide open the glass doors to your well-sized patio, perfect for a relaxed brunch or a breezy evening BBQ. Upstairs, the primary suite offers treetop vistas and an ensuite featuring a dual-sink vanity and a shower/tub combo. A second bedroom and full hall bath complete the upper level. Additional perks include an attached 1-car garage with a laundry corner, plus access to the community pool, spa, and picturesque Valencia Paseo trails just beyond your door. Near award-winning schools, restaurants, Bridgeport Park, and shopping, along with proximity to the I-5, this home invites you to experience suburban calm with urban benefits. Come see how this amazing abode could signal the start of your new chapter!
Source: CRMLS #SB25203929
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.