27 Riverview Trl Euharlee, GA 30145
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About this home
This truly stunning 5-bedroom, 3.5-bath craftsman home w/ 3 CAR GARAGE is perfectly situated on a level lot in Phase 4 of the highly desirable Shaw Woods subdivision. USDA Loan Eligible Area! Designed for entertaining, it lights up beautifully at night and offers both charm and functionality. The Etowah River is less than a five-minute walk away, where you can enjoy tubing, fishing, or relaxing at the gazebo. The community also features two pools, a playground, and a clubhouse for even more outdoor fun. The home's exterior is highlighted by a spacious wrap-around porch with plenty of room for rocking chairs and a swing, providing easy access to the backyard. The backyard is fully enclosed by a new privacy fence installed in June 2022 and includes a fire pit and string lights, perfect for gatherings. The Hardie board siding, garage doors, and gutters were freshly painted in June 2022. The property also offers a three-car garage and a long, level driveway for ample parking. Inside, you'll find hardwood floors and 10-foot ceilings on the main level, crown molding, and smooth ceilings throughout. The kitchen is beautifully appointed with granite countertops, upgraded cabinets with trim, a travertine backsplash, an island, a gas stove, stainless steel appliances including a refrigerator, a double inset sink, garbage disposal, and a pantry. The laundry room and half bath are also conveniently located on the main level. The primary suite features his and hers closets, a trey ceiling, bay window, tile bathroom floors, a frameless shower door, soaking tub, double vanity sinks, and granite countertops. The upstairs bedrooms & lower-level bedroom have newer flooring! The lower-level bedroom is generously sized with 2 closet and full bath, making it ideal as an in-law, teen, or guest suite. The home has seen numerous updates, including interior touch-up paint in June 2025, a new sump pump installed in June 2025, new water heater October 2025 and new LVP flooring replacing carpet on the stairs and in the basement. The basement bedroom received new LVP flooring in June 2024, and three rooms on the third level were updated with LVP in June 2023. Pull-down attic stairs lead to floored attic space for extra storage. High Speed Fiber Internet is Available. See the floor plan in the listing photos and be sure to watch the virtual tour. All information is deemed reliable but should be independently verified by the buyer.
Source: GAMLS #10553640
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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