2705 E 148th Dr Thornton, CO 80602
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About this home
Charming 3 Bedroom, 4 Bath Home with Office, Bonus Room & 3 Car Garage. Located on a Quiet Cul-de-Sac! Welcome to this spacious and light filled 2 story home offering 3 bedrooms, 4 bathrooms, a dedicated office/den, and a fully finished basement, perfect for modern living and entertaining. From the moment you enter, you'll notice the soaring ceilings and abundance of windows that flood the home with natural light. The main level features a formal living room, a formal dining room, a convenient guest half bath, and a large eat-in kitchen with a center island, tile countertops, and stainless steel appliances. The kitchen opens to a generous family room with a cozy fireplace, ideal for gathering with family and friends. Dual staircases provide easy access to the upper level. Upstairs, you'll find a spacious primary suite with vaulted ceilings, a luxurious 5-piece ensuite bath, a large soaking tub, and a massive walk-in closet. Two additional well-sized bedrooms, another full bath with dual sinks, and a versatile office/den complete the upper level, perfect for working from home or a quiet reading nook. The fully finished basement adds even more living space with a bonus/game/great room, custom built-ins, a wet bar, and a pool table that stays with the home, plus another guest half bath. Step outside to your private backyard retreat with multiple seating areas for entertaining, a hot tub (included!), and a dedicated dog run. A spacious 3 car garage provides ample parking and storage. Situated in a desirable neighborhood with quick access to shopping, local dining, and highways. This move-in-ready home truly has it all!
Source: RECO #3312846
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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