2705 Luke Edwards Rd Dacula, GA 30019
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About this home
Discover this incredibly special and lovingly maintained property! Bring your RVs, campers, or boats, start a beautiful garden, or even run your own home-based business-imagine advertising right from your front yard on this amazing corner lot with so much road frontage! Set on over 1.79 acres of stunning land, it features an attached two-car garage and a separate driveway leading to a spacious 2,000 sq ft garage with power, mini-split heating and cooling, water, 220 volts, an office space, and extra parking for two cars. There's also a large boat door perfect for two boats. Best of all, there's no subdivision or HOA! Ideally located just 3 miles from Harbins Elementary and 1 mile from Harbins Park, you'll enjoy playgrounds, pavilions, grills, a scenic 4.3-mile paved trail, trails for horseback riding, mountain biking, and hiking, plus a football/multi-purpose field with a lighted walking trail, river channel, lake, and a seven-field baseball/softball complex with batting cages. Nowhere else will you find such a peaceful retreat at home while still being close to so many amenities. From a park-like yard to charming iron castle doors, this property is sure to wow your guests. Inside, you'll feel warm and welcomed-as cozy as being wrapped in your favorite blanket. Upgrades and updates include fresh neutral paint, new flooring, elegant iron doors, custom blinds throughout, tray ceilings with exquisite four-sided crown molding, walk in closets in all bedrooms, electric Nest security cameras, a whole-house Generac gas-powered generator, an oversized gas meter, a new tankless water heater, and enhanced curb appeal. Beautiful hardwood floors lead you from the inviting foyer to the spacious family room with a brick fireplace and tray ceiling, then into the formal dining area, and finally to the chef's eat-in kitchen with stained cabinets, a pantry, a center island, a separate gas cooktop, and a combo wall oven/microwave. The fantastic laundry/mudroom offers a utility sink, plenty of storage, and workspace. The main floor also features two guest bedrooms, a full bathroom, and a powder room. The large primary suite boasts double tray ceilings and an en-suite with a double vanity and a luxurious, Jacuzzi, European-inspired walk-in shower with multiple shower heads and a shower bench-perfect for relaxing after a busy day. Upstairs, the bonus room serves as the fourth bedroom and is a wonderful, versatile space for teens, homeschooling, or a home office. It has it's own minisplit system for heating and air! Enjoy peaceful moments on the screened-in porch that opens onto a two-tiered deck overlooking a lush yard filled with peach and apple trees. Allow yourself or the kids to let loose in the fenced backyard with your furry family members. Plus, three solar-powered greenhouses with motorized rain barrels make gardening fun all year round. Get ready for football parties, fall bonfires, festive Christmas decorations, and a winter wonderland-this is the dream home you've always wanted, now within reach. Stop dreaming and start living your dream!
Source: FMLS #7642365
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.