27069 Ecuador Dr Punta Gorda, FL 33983
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About this home
BEAUTIFULLY UPDATED 4 BEDROOM PLUS OFFICE/DEN, 2 BATH, 2-CAR GARAGE POOL HOME IN HIGHLY SOUGHT AFTER DEED RESTRICTED DEEP CREEK WITH PUBLIC WATER AND SEWER! New sod, irrigation system and landscaping enhance the curb appeal of this immaculate property. Spacious open floor plan features high ceilings, plenty of windows for an abundance of natural light, plantation shutters, contemporary lighting and fixtures, neutral décor and easy-care luxury tile flooring throughout. Remodeled kitchen offers stylish quartz counters and backsplash, light cabinetry, stainless appliances including new refrigerator and large center island with breakfast bar which is a great space for entertaining. Split floor plan provides privacy for all with a generous primary suite boasting access to lanai, walk-in closet and ensuite bath with dual sinks and custom tiled walk-in shower plus there are three guest bedrooms and separate full bath. Step outside to covered lanai with tile flooring, screened heated pool and southeastern exposure for soaking up the sun all overlooking mature landscaping and greenbelt for privacy. Additional features and upgrades include new washer and dryer in 2024, pool heater in 2025, water filtration system, screened front entry plus accordion shutters, electric roll down screens on lanai, new roof in 2023 and the home is wired for a generator with recently installed interlock switch on main fuse box for ultimate peace of mind. All custom drapery plus TV in guest bedroom are included. Quiet cul-de-sac street close to I-75, restaurants, shopping, schools, parks, golf, and just a short drive to downtown historic Punta Gorda, noted for its world-class fishing, boating, community events, and entertainment. This home will not last long! Schedule your private showing today!
Source: STELLAR #C7515240
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.