2709 Kemp Ct Conyers, GA 30094
Your savings
About this home
Stunning Like-New Townhome in Sought-After Ellis Pointe! Welcome to this beautifully maintained, move-in-ready townhome offering style, space, and superb convenience. Please contact Mr Stephens at 770-595-4498 and Ms Bowens 470-385-7656 for showing instructions. Step inside to an inviting open-concept main level filled with natural light, gorgeous hardwood floors, and elegant coffered ceiling - perfect for everyday living and entertaining. The chef's kitchen is a showstopper, featuring 42-inch cabinets, granite countertops, and plenty of storage, making meal prep a delight. Upstairs, unwind in your expansive owner's suite with vaulted ceiling, a spa-like bath complete with a garden tub, separate shower, double vanities, and a large walk-in closet. A versatile loft area provides the ideal space for a home office, playroom, or cozy retreat. Two additional spacious bedrooms and a conveniently located laundry room offer comfort and functionality for family or guests.Elegant crown molding that adds a refined touch. Enjoy easy access to shopping, dining, major highways, and everyday conveniences - all just minutes away. Seller is a licensed real estate agent in the state of Georgia.
Source: GAMLS #10564856
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.