2710 Laurel Gate Ln Cumming, GA 30040
Your savings
About this home
|| MASTER ON MAIN || || SPACIOUS MASTER BATH || || PRIVATE FENCED BACKYARD || || KITCHEN ISLAND || || GATED COMMUNITY & TOP AMENITIES || || HOA COVERS EXTERIOR MAINTENANCE & TRASH || What You’ll See: Step inside and notice the TRAY CEILINGS and OPEN FLOORPLAN that make this two-story townhouse feel bright and spacious. The MASTER SUITE ON MAIN features a large WALK-IN CLOSET and a SPACIOUS BATH, offering both comfort and privacy. The KITCHEN ISLAND WITH BARSTOOL SEATING makes entertaining effortless, while the FAMILY ROOM FIREPLACE framed by BUILT-IN SHELVES adds a touch of timeless style. Beyond the windows, the PRIVATE FENCED BACKYARD opens to a WOODED VIEW that creates a sense of serenity. ** What You’ll Hear ** Listen to the CRACKLE OF THE FIREPLACE on cool evenings or the soft breeze through the trees just beyond your PRIVATE PATIO. The GATED COMMUNITY provides a peaceful environment, where the distant sounds of neighbors enjoying the POOL or TENNIS COURTS bring life and connection without intrusion. Inside, the calm and quiet set the tone for restful nights and easy mornings. ** What You’ll Feel ** You’ll feel the ease of LOW-MAINTENANCE LIVING, knowing the HOA COVERS EXTERIOR MAINTENANCE & TRASH. The layout creates a natural sense of flow—from the MAIN-LEVEL MASTER SUITE to the cozy FAMILY ROOM—making the home feel both functional and inviting. Outside, the WOODED BACKDROP gives a sense of retreat, while the PRIVATE YARD offers space to unwind in peace. ** What You’ll Experience ** Enjoy a lifestyle that blends RELAXATION AND COMMUNITY. Spend mornings at the FITNESS CENTER, afternoons by the POOL, and weekends gathering with friends at the CLUBHOUSE. This is a home where convenience meets opportunity—a perfect space to make your own.HOA dues are paid monthly at $325. Sold As Is, this home offers a chance to personalize and update to your taste. Perfect for a buyer willing to put in some TLC. Excellent location with strong upside potential.
Source: FMLS #7675865
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.