2711 N Surrey Dr Carrollton, TX 75006
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About this home
This exceptional 4-bedroom ranch-style home blends modern updates with timeless appeal in the highly sought-after Country Place community — known for its large lots, tree-lined streets, and welcoming neighborhood atmosphere. Whether you’re ready to join in the many community activities or prefer to unwind in your own quiet oasis, this home delivers the best of both worlds. Nearly every major system has been updated or replaced in recent years, including foundation, plumbing, HVAC, electrical, and roof (all in 2022). Additional 2022 upgrades include: new windows, soft-close cabinets and drawers, kitchen appliances, master shower, countertops, flooring, fresh interior and exterior paint, refreshed landscaping, and an extended concrete pad beside the oversized garage. Subsequent enhancements add even more value: a new furnace and air-exchange unit (2025), front yard landscaping with new backyard sod and sprinkler system (2024), new sliding glass door in the primary suite and new rear exterior door (2024), solid-wood driveway gate (2023), and rear concrete patio and sidewalk (2023). Kitchen fridge stays with the house. Hot tub can convey! Sellers can move ASAP or are open to a 60 day lease-back. Enjoy resort-style HOA amenities including a 9-hole par-3 golf course, 3 swimming pools, 6 tennis courts (4 lighted), 2 pickleball courts, playground and park areas, lakes and ponds, clubhouse, fitness center, and community garden. Want a closer look? ?? Message me for a 1-minute HD cinematic video tour of the home! It’s not a Matterport—this is a custom, high-quality walkthrough that really shows off the space.
Source: NTREIS #21092584
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.