2713 Little Nolan Rd Killeen, TX 76542
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About this home
Welcome home to this beautifully maintained 4-sided brick, 4-bedroom, 2-bath residence located in an established and highly desirable neighborhood in Killeen. Ideally situated near Ft. Hood, this home offers easy access to IH-14 and is just minutes from the Killeen Civic and Conference Center, Killeen Mall, Scott & White medical facilities, schools, parks, and a wide variety of shopping and dining options. Step inside to find high ceilings, elegant crown molding, and an abundance of natural light streaming through numerous windows. The spacious living room features a cozy wood-burning fireplace with a tile surround and striking white mantel, creating the perfect space to relax or entertain. Luxury wood-look vinyl plank flooring and tile in the common areas add style while ensuring low-maintenance living. The kitchen features custom cabinetry, stainless steel appliances—including a double oven, built-in microwave, dishwasher, and double sink—and tasteful crown molding. The adjoining dining area overlooks the large, private backyard, perfect for enjoying morning coffee or evening meals. The primary suite is a peaceful retreat with a tray ceiling, crown molding, ceiling fan, walk-in closet, and an en suite bath complete with a double vanity and a tub/shower combo. A split-bedroom floorplan offers enhanced privacy, with three additional guest bedrooms and a full bathroom featuring a single vanity and shower/tub combo. Step outside to your personal backyard oasis, complete with a covered patio, above-ground garden plots, and a firepit—perfect for entertaining or relaxing under the Texas sky. Don’t miss this rare opportunity to own a lovingly cared-for home in a prime Killeen location!
Source: CENTRALTEXAS #583907
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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