272 Hampton Loop Davenport, FL 33837
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About this home
One or more photo(s) has been virtually staged. Located in the sought-after guard-gated community of Providence, this turnkey custom home delivers a perfect blend of modern design, smart technology, and relaxed Florida living. Completed in 2023, the home was designed with style, comfort, and efficiency in mind—perfect for those seeking a refined, move-in-ready lifestyle. Outdoors, unwind in the tranquil courtyard with a sparkling pool and spa combo surrounded by calming waterfalls. This relaxing space is also pre-plumbed and ready for your future outdoor kitchen—ideal for entertaining under the Florida sun. Every inch of this home was thoughtfully crafted for both comfort and sophistication, from the high-end finishes to the private courtyard oasis. A detached guest suite near the front of the home offers privacy and its own full bath with pool and garden views—perfect for guests, in-laws, home office or man cave. The heart of the home is the open-concept kitchen and living space—perfect for everyday living or entertaining. A sleek chef’s kitchen showcases quartz countertops, a large island with breakfast bar seating, premium stainless steel appliances and 42” soft-close shaker cabinetry with under-cabinet lighting. The entire main living area is finished with stylish tile flooring and features an electric fireplace that anchors the living room with warmth and charm. Luxury touches continue throughout with 8’ solid core interior doors, modern crown molding, flat wall finishes with square corner beads, and grooved baseboards. Wood-trimmed window sills add character, while smart features like Lutron switches and a whole-home smart hub elevate functionality. Built for efficiency, the home includes a heat pump HVAC system, R-30 insulation, and durable concrete block construction. The spacious primary suite offers a peaceful retreat with direct access to the courtyard and pool, plus a spa-like bathroom featuring dual vanities, frameless glass shower, rain and handheld fixtures and LED-lit mirrors. As a resident of Providence, you’ll enjoy access to top-tier amenities including a championship golf course, clubhouse with dining, resort-style and lap pools, tennis courts, a modern fitness center, dog parks, and scenic walking and biking trails. Recognized for its excellence in community design, Providence is where luxury living meets everyday ease. Don’t miss the opportunity to make this one-of-a-kind home yours.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.