2720 Harmony Lake Dr Johns Island, SC 29455
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About this home
Welcome to this stunning residence sitting on a peaceful and relaxing pond site where you can enjoy your time watching turtles, ducks and birds, a picturesque of nature in the highly sought-after Woodbury Park neighborhood of Johns Island. This 4-bedroom, 2-bath home is meticulously maintained! Move in ready! Plus enjoy a quick skip and hop down the street to enjoy the community resort-style pool, covered pavilion, & exercise room! Upon arriving, you are greeted by a beautiful well-maintained landscape. Immediately step inside to be met by a grand foyer leading to a spacious open layout with 9-foot ceilings. The open floor plan is filled with natural light, creating a warm flow between the living, dining, and kitchen areas. Start your mornings with coffee on the back patio as the sunrises over the water and end your evenings making every day feel like a retreat experience. The gorgeous kitchen features white 36'' cabinets, Large granite island & countertops, Walk-in pantry, Stainless steel appliances, and abundant counter space. Enjoy cooking on a gas range, with a layout designed for both everyday meals & entertainment. The spacious & comfortable living room offers a cozy gas fireplace for those in between colder days, perfect for gathering with friends and family. The Owner's suite is privately tucked away from the 3 additional bedrooms, offering a quiet sanctuary with gorgeous relaxing pond views, Large walk-in closet, and a spa-like bath featuring a separate garden tub and shower. With a dedicated laundry room, like-new finishes throughout, and coverage under the builder's 10-year warranty, this home is truly move-in ready with peace of mind included. *Don't miss your opportunity to own this exceptional property on Johns Island! This lovely neighborhood is designed for community and recreation in mind. Many enjoy Running, Walking and even Golf carting in the neighborhood. Homeowners also enjoy access to a private 26-acre lake for fishing, canoeing, and kayaking, just across the street! Beyond the neighborhood, you're less than 5 minutes from Charleston Aqua Park at Trophy Lakes, a short drive to John P. Limehouse Boat Landing for kayaking, boating, or wildlife spotting, and close to Johns Island County Park & the world-famous Angel Oak Tree. Local gems include The Goatery at Kiawah River, High Steaks Butcher Shop, Freshfields Village Shopping. Great local restaurants amongst many like "The Royal Tern", Wild Olive, Lost Isle, La Taqueria El Molino and Low Tide Brewing a community favorite for seasonal craft brews, rotating food trucks, outdoor games, and plenty of space for both kids and pups. And with Lowe's Foods coming soon, convenience is right around the corner. Johns Island offers the perfect blend of tranquility and vibrancy surrounded by natural beauty, family-friendly attractions, expanding commerce, and a flourishing culinary scene. Whether introducing visitors to the island or enjoying your favorite neighborhood hotspots, there's always something new to do and explore. This beauty is only 12 miles to Charleston, 15 to Folly, and 16 to Kiawah. Schedule your appointment today before this beauty is gone!
Source: CTAR #25028475
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.