2720 Prairie Creek Ct Plano, TX 75075
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About this home
Back on the Market No Fault of the Sellers! Unfortunately, the buyers had a personal situation come up and were unable to move forward so we’re back on the market and ready for a new owner to fall in love with this beautifully updated ranch-style home on a quiet cul-de-sac in Prairie Creek Estates, one of Plano’s most desirable neighborhoods. Surrounded by mature Magnolia, Oak, and Crepe Myrtle trees, this charming two story home perfectly blends timeless character with modern comfort and stunning curb appeal. Inside, you’ll find granite countertops, custom built-ins, updated plumbing fixtures and sinks, nail down scraped hardwood floors, and fresh interior paint throughout. The spacious kitchen opens to the living area and overlooks the sparkling pool, creating the ideal setup for entertaining or casual family living. The remodeled primary suite offers a true retreat with a soaking tub with massage jets, updated tile, and a spa-like ambiance you’ll love coming home to. Upstairs, the flooring was completely replaced in 2023, including new carpet in bedrooms and new flooring in both bathrooms. Major system updates include HVAC units for both levels, and in 2025, a new fence with electric gate was installed for added privacy and convenience. Additional exterior enhancements include a retaining wall, French drains, rain gutters, and decorative shutters for elevated curb appeal. Step outside to your private backyard oasis, complete with a pool and safety fence, lush landscaping, and ample green space for pets or play. Conveniently located just minutes from shopping, dining, Liberty Recreation Center, and highly rated Plano ISD schools, this home delivers the perfect mix of style, comfort, and location. Don’t miss your chance to make it yours schedule your private showing today and see why Prairie Creek Estates remains one of Plano’s most beloved communities.
Source: NTREIS #21076340
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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