$331,000

2723 Moonmist Cv Round Rock, TX 78665

$2,477/mo at 6.5%
Unlock a lower rate & save over $100K.

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About this home

*All new shingles on the roof installed October 2025!" Welcome to 2723 Moonmist Cove, a beautiful 4-bedroom, 2.5-bathroom home nestled in the peaceful/private cul-de-sac of Round Rock’s desirable Settler’s Overlook neighborhood. Built in 2005, this spacious two-story residence offers 1,860 sq. ft. of living space with a spacious backyard. Key features include: modern smart home upgrades, equipped with a smart doorbell, thermostat and keyless front entry for enhanced convenience. Solar panels installed in 2019 allow you to generate power and potentially sell back to the grid, reducing energy costs. A spacious backyard for outdoor activities and relaxation. Community amenities like a community pool and playground with dog park. And last but not least, a harmonious blend of suburban comfort, making it an ideal location for those who are seeking a balanced lifestyle. Minutes away from parks & recreation areas with over 645-acres of nature trails, sports fields and water parks, shopping areas like Round Rock’s Premium Outlet, La Frontera Village, Kalahari Resort and more. This home combines modern amenities with a tranquil setting, making it an ideal choice for those seeking smart comfort and active convenience. Don’t miss the chance to make this your new home!

4 bedroom
2.5 bathroom
1,860 sqft
0.1921 acres
Single Family
Built in 2005
2 car garage
Air conditioning
Fireplace

Source: CENTRALTEXAS #581910


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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Nov 03, 2025 06:36 pm
Listing agent: Jessica Furrer (512) 820-7988
Listing provided courtesy of: Realty Texas LLC (800) 660-1022
Details provided by CENTRALTEXAS and may not match the public record.
MLS ID: #581910
Information is provided exclusively for consumers personal, non - commerical use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Copyright 2025, Central Texas Board of REALTORS
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