2727 Cedar Ter Conyers, GA 30094
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About this home
Your Dream Home awaits you!!!! Attention Homebuyers! Now is the perfect time to relocate to a vibrant city and settle into a beautiful well-maintained home nestled in the peaceful and welcoming Cedar Grove subdivision of Conyers. This stunning 4-bedroom, 3.5 bathroom home offers a spacious layout designed for comfort, functionality, and entertaining. The oversized master suite is conveniently located on the main floor, while three additional bedrooms are tucked await upstairs, ideal for privacy and family living. Step into a large family room that flows seamlessly into a gourmet kitchen and dining area, creating the perfect space for hosting guests or enjoying everyday life. The kitchen features beautiful hardwood floors, granite countertops, stained cabinetry, and modern appliances, all ready for your culinary creations. Bring your vision to life in the flexible bonus room perfect for a home office, creative space, gym, or playground. The fully finished basement with gleaming hardwood floors adds even more room to stretch out and enjoy. Whether it's movie nights, game days, holiday gatherings, or a dedicated workspace, this area is ready to fit your lifestyle. And its not just a home, its the location that seals the deal. Make this your home with easy access to Schools within walking distance, I-20, Shopping malls, Parks & Recreational areas, Movie theaters, Car dealerships, Entertainment venues, and more! Quiet family friendly neighborhood, Incredible location Its a must see, don't wait. Call today to schedule your private tour and step into your future home!
Source: FMLS #7609027
Loan details
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45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
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If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.