2727 Friday Harbor Dr Sykesville, MD 21784
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About this home
BACK ON MARKET DUE TO SELLERS BEING RELOCATED! Nestled on nearly 7.5 secluded acres and backing directly to the serene Liberty Reservoir, this extraordinary property offers the perfect fusion of refined living and natural beauty. Whether you’re seeking a family haven or a high-performing short-term rental (with over $110K in 2024 bookings on Airbnb and VRBO—financials available upon request), this home is truly one of a kind. Step inside to discover a stunning open-concept layout, where expansive living and dining areas flow effortlessly around a show-stopping gourmet kitchen. Thoughtfully designed for entertaining, the kitchen features an oversized island, designer backsplash, double wall ovens, and sleek, modern finishes—an entertainer’s dream. The main level includes three generously sized bedrooms, highlighted by a luxurious primary suite with sliding glass doors, peaceful views, and a spa-inspired ensuite boasting dual shower heads and corner seating. A fully walk-in, handicap-accessible hallway bath and a stylish half bath provide convenience and comfort for guests and family alike. Upstairs, a spacious loft awaits—complete with a wet bar and open sightlines to the kitchen below. Perfect for game nights, movie marathons, or relaxed evenings with friends. This level also features two additional bedrooms and a full bath, offering ideal space for larger families or visiting guests. Just off the kitchen, your private INDOOR oasis awaits. Dive into the heated, climate-controlled indoor pool—equipped with brand-new maintenance equipment, its own half bath, and seamless access to the outdoor patio. Whether it’s a cozy winter swim or a vibrant summer soirée, this space is designed for year-round enjoyment. Located in Carroll County, ranked the #6 best school district in Maryland, with a driveway that easily accommodates over 10 vehicles. Bonus upgrades include a new well pump (2024). All furniture is negotiable. Don’t miss your chance to own this truly unique sanctuary—where luxury, comfort, and nature come together in perfect harmony.
Source: BRIGHT #MDCR2030352
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.