$350,000

2731 Dry Creek Dr Missouri City, TX 77459

$2,373/mo at 6.5%
Unlock a lower rate & save over $100K.

Your savings
Compared to a new mortgage.
Principal/interest
Monthly payment

Monthly savings
5-year savings
Lifetime savings

About this home

Private Pool + Water View! This stunning one-story home blends comfort, style, and convenience on a scenic water-view lot with a fiberglass pool (2021) and covered patio—perfect for relaxing or entertaining. Inside are three spacious bedrooms, two full baths, and a versatile media room with barn doors that can serve as an office, game room, or lounge. The open kitchen features maple cabinetry, granite counters, and generous storage. The owner’s suite offers a spa-inspired bath with double sinks, soaking tub, separate shower, and large closet. Additional highlights include a two-car garage, modern finishes, and a floor plan balancing open gathering spaces with quiet retreats. In the sought-after Dry Creek Village, enjoy parks, trails, and a clubhouse, plus easy access to US-290, Beltway 8, and Grand Parkway—just minutes from Downtown Houston, Houston Premium Outlets, and top shopping, dining, and entertainment. Resort-style living meets everyday comfort—schedule your showing today!

3 bedroom
2 bathroom
2,111 sqft
6,756.156 sqft
Single Family
Built in 2020
2 car garage
Private pool

Source: HAR #18035872


Loan details
Loan type
Remaining balance
Remaining term
Neighborhood


FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

View all FAQs
Last updated: Nov 03, 2025 10:26 am
Listing agent: Renesiaha Marshall
Listing provided courtesy of: Keller Williams Realty Southwest (281) 265-0000
Details provided by HAR and may not match the public record.
MLS ID: #18035872
Copyright 2025, Houston REALTORS® Information Service, Inc. The information provided is exclusively for consumers’ personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.