2746 Fredericksburg Rd Hanover, MD 21076
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About this home
Discover the perfect blend of modern living and timeless charm in this stunning Colonial townhouse located in the desirable Parkside community. Built in 2017, this meticulously maintained home offers 2,300 square feet of thoughtfully designed space, ideal for both relaxation and entertaining. Step inside to find a warm and inviting atmosphere, where natural light floods the open-concept living area. The fully finished basement adds versatility to the home, providing ample space for a home theater, gym, or playroom, complete with garage access and a convenient rear entrance. The heart of the home, the kitchen, is a culinary enthusiast's dream. With modern appliances and ample counter space, it's perfect for whipping up gourmet meals or enjoying casual breakfasts. The upper floor laundry adds a touch of convenience to your daily routine, making chores a breeze. Retreat to the serene master suite, featuring an en-suite bathroom that offers both comfort and privacy. Two additional bedrooms provide plenty of space for guests, a home office, or a creative studio, ensuring that everyone has their own sanctuary. Step outside to enjoy the community amenities, including a sparkling pool that invites you to unwind on warm summer days. The attached garage and driveway parking make coming home a hassle-free experience, while the low-maintenance lot allows you to spend more time enjoying life and less time on upkeep. Located in the vibrant Parkside community, you'll have easy access to local parks, shopping, and dining options, making it a perfect place to call home. Whether you're looking for a peaceful retreat or a lively neighborhood, this townhouse offers the best of both worlds. Don't miss your chance to own this exceptional property that combines modern conveniences with a welcoming community atmosphere. Schedule your private tour today and envision the possibilities that await you in this beautiful home! **NOTABLE FEATURES: FULLY FENCED REAR YARD WITH COMPOSITE DECK AND HARDSCAPED PATIO, NEW TANKLESS HOT WATER HEATER 2025, NEW DISHWASHER 2022. PPA SOLAR PANELS WITH TRANSFERABLE WARRANTY ($84.30 a month). EXTREMELY LOW BGE BILLS ($10-$40 a month in summer). ATTACHED IN DISCLOSURES
Source: BRIGHT #MDAA2130288
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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