275 Oleander Mill Dr Columbia, SC 29229
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About this home
Welcome to 275 Oleander Mill Dr., a charming residence nestled in a peaceful neighborhood of Columbia, SC. This beautifully maintained home offers a perfect blend of comfort, style, and functionality, ideal for both families and individuals.As you step inside, you are greeted by a spacious, open-concept living area filled with natural light. The modern kitchen features stainless steel appliances, ample cabinetry, and a generous island, making it perfect for family gatherings and entertaining guests. The adjacent dining area flows seamlessly into the living room, creating an inviting space for relaxation.This home boasts four well-appointed bedrooms, each designed with comfort in mind. The master suite is a true retreat, featuring an en-suite bathroom with dual vanities, a soaking tub, and a separate shower. The downstairs bedrooms share a tastefully updated bathroom, ensuring convenience for family and guests.Step outside to discover your personal oasis. The backyard offers a serene setting for outdoor activities, with a spacious patio perfect for summer barbecues and gatherings. The meticulously landscaped yard provides plenty of space for play and relaxation.Located in a family-friendly neighborhood, 275 Oleander Mill Dr. is just minutes away from parks, shopping, and dining options. The community is known for its excellent schools and welcoming atmosphere, making it an ideal place to call home.Don't miss the opportunity to own this lovely property. Schedule your showing today and experience the comfort and charm of this exceptional home! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.
Source: COLUMBIASC #613302
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.