27535 Lakeview Dr Apt 37 Unit 37 Helendale, CA 92342
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About this home
Welcome home! Located inside the private community of the Fairway Courts Condo complex, this condo gives you access to a variety of wonderful amenities and a spectacular view, giving you and your family the perfect vacation home. As you drive into the community you immediately notice the condo sits right in front of the Lake and the golf course. Equipped with a two-car garage, as you enter the home, you see that it has been renovated to give you that modern feel. The living room has an open concept, and you can see the home is furnished with beautiful laminate flooring and a relaxing view to the lake. Walk into the kitchen and you notice the granite counter tops, the under mount sink, and the polished cabinets. Stepping into the hallway heading to the two bedrooms, you will see the bathroom has been renovated with granite countertops and fashionable light fixtures. Adjacent to the bathroom is the first cozy bedroom with laminate flooring. Walk into the spacious master bedroom and see that it contains your very own walk-in closet and contemporary master bathroom. As if this beautiful home wasn’t enough, head to the covered patio and take in the soothing scenery. With the membership to the Silver lakes association, you have access to, but not limited to, the golf course, tennis courts, clubhouse, gym and swimming pool and heated spa. You can also go fishing in the lake and have RV access. So, grab your golf cart or your boat and call today.
Source: CRMLS #IV25247741
Loan details
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.