27547 Pleasure Ride Loop Wesley Chapel, FL 33544
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About this home
Welcome to this beautifully maintained two-story end-unit townhome in the highly desirable gated community of Saddle Creek of Wesley Chapel. Featuring 3 bedrooms and 2.5 baths, this move-in-ready home combines comfort, convenience, and community in one exceptional package. Step inside to find an open and airy floor plan with high ceilings, abundant natural light, and large picture windows that create a bright and inviting space. The main level boasts luxury vinyl plank flooring throughout the living, dining, and kitchen areas, offering both style and easy maintenance. The spacious living area flows seamlessly to a private walk-out patio, ideal for relaxing with a morning coffee. The kitchen includes solid wood cabinets, a double-deep sink with disposal, and matching black appliances, including a brand-new dishwasher. Upstairs, all three bedrooms provide comfortable living space with new carpet and generous closets. The primary suite features a private ensuite bath with dual vanities, a separate shower and toilet area, and abundant natural light. Recent updates include a new A/C system, new carpet, and fresh fixtures, making this home truly turnkey. The community itself offers peace of mind with a gated entrance whose access code changes monthly for enhanced security. Residents enjoy access to a sparkling community pool, sun deck, and covered gathering area—perfect for family get-togethers or unwinding after a busy week. HOA fees include water, trash, pool access, landscaping, common area, and road maintenance, and all community roofs have been replaced within the last two years. Located within one mile of all grade-level public schools, with convenient bus pickup right outside the gates, this home also offers unbeatable proximity to major highways and top shopping destinations—including one of the largest Target stores in the world, Starbucks, Ulta, and a variety of dining and entertainment options. Experience easy living, secure surroundings, and modern comfort in this beautiful Wesley Chapel townhome—ready to welcome its next owner!
Source: STELLAR #W7880431
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.