2761 Monticello Way Kissimmee, FL 34741
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About this home
MOVE IN READY — ALL MAJOR IMPROVEMENTS ALREADY COMPLETED! Spotless & Stunning 4-bedroom, 2-1/2 bathroom home. Open Floorplan. Screened Lanai and Patio for enjoying the best of Florida Living outdoors! Private fully fenced backyard with NO REAR NEIGHBORS. Bring your Furry Friends! NEW ROOF INSTALLED NOVEMBER 2024! Expansive WALK-IN CLOSET with 2 separate sections! Ceramic Tile Flooring and Engineered Hardwood stairs and loft. CHEF'S KITCHEN, GRANITE COUNTERS AND ISLAND. ALL STAINLESS APPLIANCES INCLUDED! Hybrid Hot Water Heater. Energy Efficient Air Conditioner. PARTIALLY FURNISHED! No CDD FEE, Low HOA Dues. Swim and Sunbathe in the Gorgeous Resort-style community POOL. Did you know that Florida has NO STATE INCOME TAX? Step into the expansive primary suite featuring a luxurious ensuite bathroom with double sinks, a relaxing garden tub, glass-enclosed shower, linen closet, and an impressive walk-in closet split into two sections—measuring total approximately 13x17. The primary bedroom itself is generously sized at approximately 15x20. Note: Chandelier in Primary Bedroom does NOT convey. 6 foot vinyl privacy fence with solar lights in the peaceful backyard, allows for day and evening enjoyment of the Tropical Florida Breezes. Energy-efficient Carrier AC (approx. 5 years old); Upgraded Rheem ProTerra Prestige Hybrid water heater; Samsung front-loading washer & dryer (included); Engineered hardwood on the stairway and loft; Granite countertops on the main floor; Refrigerator, dishwasher, and microwave included; Located upstairs, the laundry room adds convenience to daily living. Additional highlights include a 2-car attached garage, ample storage, and tasteful modern finishes throughout. Community Amenities: Residents of The Preserve at Tapestry enjoy a resort-style pool, playground, scenic walking trails, and a tranquil pond with a water fountain. Just a short drive to Orlando’s world-renowned theme parks: Disney's Magic Kingdom, EPCOT, EPIC Universe, SeaWorld. Minutes to the OIA Orlando Airport, and all that Central Florida is famous for. The LOOP shopping center, restaurants, schools, Medical Centers and major highways are easy access. No CDD fee. LOW HOA Dues: $281.79 paid Quarterly. See HOA Addendum for details. PARTIALLY FURNISHED. FURRY FRIENDS Welcome. Don’t miss this incredible opportunity—schedule your private tour today!
Source: STELLAR #S5132262
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.