2763 Garland Ct Creedmoor, NC 27522
Your savings
About this home
Welcome home to this 3-bedroom, 2.5-bath gem on a corner, cul-de-sac lot in the desirable Golden Pond neighborhood. You are greeted by the covered front porch that adds timeless curb appeal. Step inside to a bright and open first floor with hardwood floors, a spacious family room with a cozy gas log fireplace. The kitchen features a sunny breakfast nook with a bay window and flows effortlessly into a large dining room with French doors leading to a peaceful screened porch—ideal for morning coffee or evening relaxation. A second door leads from the kitchen to a back deck overlooking the fenced backyard, creating an incredible indoor-outdoor living space. Enjoy the convenience of a first-floor laundry room combined with a half bath. Upstairs, the primary suite is a true retreat, featuring a vaulted ceiling and a large bathroom with a garden tub, separate shower, and dual vanities. Two additional bedrooms, a full bath and nook complete the second floor—one bedroom even includes a charming window seat perfect for reading or daydreaming. Storage will never be an issue with the 2-car garage, walk-in attic space, pull-down attic access, and plenty of closet space throughout. The HVAC was replaced in 2023 and a new water heater in 2025. All of this plus the excellent Golden Pond community amenities - playground, picnic shelter, ponds, baseball field and more - all just steps from your front door. Conveniently located near shopping, dining & major roadways making commuting simple.
Source: TRIANGLEMLS #10108503
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.