277 W Wynngate Dr Augusta, GA 30907
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About this home
PRICE TO SELL! GREAT HOUSE WITH NICE RENOVATIONS! Welcome to this beautifully renovated 3-bedroom, 2-bathroom ranch-style home, perfectly blending modern updates with cozy charm. ONLY a 10 minute drive to AUGUSTA NATIONAL GOLF COURSE and 20 minutes to Ft. Eisenhower! Step inside to discover new flooring throughout, fresh interior paint, and a stylish shiplap accent wall in the spacious primary bedroom. The dining room boasts a custom feature wall that adds a touch of character and warmth to your gatherings. Enjoy peace of mind with a brand-new roof, and take advantage of the generously sized, newly fenced, backyard-ideal for entertaining, gardening, or relaxing. Conveniently located with easy access to shopping, the interstate, and just a short drive to both Augusta and Evans, this home truly has it all. Don't miss out on this move-in ready gem-schedule your showing today!
Source: GAMLS #10635632
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.