27730 Knoll View Pl Valencia, CA 91381
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About this home
Welcome to this stunning, nearly new 3-bedroom, 3.5-bathroom home in the highly sought-after FivePoint community—where modern living meets effortless comfort. Boasting over 2,400 square feet of thoughtfully designed space, this home features an open floor plan flooded with natural light, creating a bright and inviting atmosphere throughout. Step into the expansive great room where luxury vinyl plank flooring, high ceilings, and oversized windows enhance the airy ambiance. The seamless flow between the living area, dining space, and chef-inspired kitchen makes entertaining and everyday living a breeze. The kitchen is a true showpiece, equipped with a large center island, sleek quartz countertops, stainless steel appliances, and an oversized custom pantry with built-in shelving—perfect for those who love to cook and gather. Upstairs, retreat to the expansive primary suite featuring a private balcony with breathtaking views, a spa-like en-suite bath with dual vanities, a soaking tub, a glass-enclosed walk-in shower, and an impressive walk-in closet. Two additional bedrooms offer flexibility for guests or a home office, one with its own en-suite bath and the other adjacent to a full bath. Additional modern conveniences include an upstairs laundry room with custom door and ample storage, a powder room on the main floor, a whole-home water filtration system, and custom blinds throughout. The spacious covered patio extends your living space outdoors—ideal for dining al fresco or simply relaxing under the stars. Enjoy the unbeatable lifestyle of FivePoint with access to resort-style amenities such as pools with cabanas, BBQ areas, a community garden, playgrounds, scenic walking trails, and a contemporary clubhouse perfect for gatherings. All this, just minutes from Magic Mountain, top-rated schools, premier shopping and dining, and easy freeway access. This home perfectly blends style, functionality, and convenience—don’t miss the opportunity to make it yours!
Source: CRMLS #PW25186711
Neighborhood
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.