278 Hardy Lillies Dr Lawrenceville, GA 30045
Your savings
About this home
Welcome to your new home! This lovely house sits in a quiet cul-de-sac, offering peace and privacy for your family. Inside, you’ll love the open layout that connects the living room, dining area, and kitchen—perfect for spending time together. The kitchen features a breakfast bar, plenty of cabinets, and a pantry, making cooking and storage simple and convenient. Relax in the cozy family room with a gas fireplace, or enjoy quiet evenings in your spacious master bedroom with a double sink, soaking tub, and separate shower. Beautiful hardwood floors flow throughout the main area, and the fresh interior paint gives the home a bright, inviting feel. A brand-new roof was installed in October 2025, and the water heater is only 7 years old, giving you peace of mind for years to come. All appliances—including the refrigerator, washer, and dryer—stay with the home, making your move-in even easier. The HOA takes care of lawn and landscaping, so you can spend more time relaxing and enjoying the community lake. With a split-bedroom plan, everyone has their own private space. Step outside to the patio, a wonderful spot to enjoy your morning coffee or host weekend barbecues. This home also offers central air, a two-car garage, and modern safety features—the perfect mix of comfort, style, and convenience. Come and see it today!
Source: FMLS #7668985
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.