2786 Whisper Trl Douglasville, GA 30135
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About this home
Welcome to Your Dream Home in Douglasville! Up to $22,000 in down payment assistance available to qualified homebuyers from Preferred Lender! Motivated Seller – Don’t Miss This One! This hidden gem is tucked away at the end of a peaceful cul-de-sac, surrounded by wooded views on three sides, offering privacy and serenity you won’t find just anywhere. With almost 3,000 sq ft of living space, this 4-bedroom, 2-bathroom home blends comfort, style, and practicality. NO HOA – enjoy the freedom to truly make this home your own! Features & Highlights: Primary suite on the main level with a customized walk-in closet Oversized secondary bedrooms and extra-large closets throughout Spacious oversized garage – perfect for storage, hobbies, or large vehicles Screened-in front porch – ideal for morning coffee or evening relaxation Tesla Wall Charger remains at the offered price – ready for your EV lifestyle Bullfrog Spa remains with the home at the offered price – your personal retreat Unfinished attic offers room to grow. Spacious unfinished attic provides potential for future expansion. Unfinished attic ready for customization—perfect for adding extra living space. Plenty of room to grow with an unfinished attic awaiting your personal touch. Home Warranty Included at Full Offer Price – added peace of mind for the new homeowner Open-concept kitchen with stainless steel appliances, ample cabinetry, and a cozy breakfast nook Inviting living room with abundant natural light Formal dining area open to the kitchen – perfect for family meals and entertaining Main bath includes granite countertops, deep soaking tub, and separate shower Laundry room with washer/dryer hookups Freshly painted interior in modern, neutral tones Back deck with waterfall sounds – nature lovers will fall in love Attic equipped with electrical & plumbing – endless possibilities for expansion Enjoy the peace and quiet of nature without sacrificing convenience. Located just minutes from schools, parks, shopping, and major highways. Close to Arbor Place Mall, Sweetwater Creek State Park, and fantastic dining options. Don’t Wait – This Home Won’t Last Long! Words can't do justice to this one-of-a-kind tucked-away treasure. Come see it for yourself! Call or text the listing agent today to schedule a private tour. Preferred Closing Attorney: Weissman Law
Source: FMLS #7659687
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.