28 Lindberg Ln Palm Coast, FL 32137
Your savings
About this home
Assumable VA loan with a 2.75% interest rate and seller is offering up to $5,000 towards buyer's closing costs, prepaids, or rate buydown! Stunning 5-Bedroom Home with Outdoor Oasis at 28 Lindberg Lane! Welcome to your dream home! This beautifully designed, better-than-new 5-bedroom residence offers over 3,000 sq ft of spacious living. Nestled in a desirable neighborhood with no HOA, it's perfect for multi-generational families, featuring a convenient ground-floor bedroom and full bathroom. As you enter, you’ll be greeted by gorgeous woodgrain ceramic tile and elegant crown molding, creating a warm and inviting atmosphere. The stylish chef’s kitchen is a highlight, showcasing a stunning glass tile backsplash, quartz countertops, and a large island—ideal for entertaining friends and family. Upstairs, you'll find four generously-sized bedrooms, two full bathrooms, and a spacious open loft, providing ample room for everyone. Step outside to your screened-in back porch, relax around the firepit, or take a refreshing dip in the above-ground pool. The sprawling vinyl-fenced backyard is perfect for outdoor activities and gatherings. Conveniently located near local amenities, parks, and schools, this home seamlessly blends accessibility with comfort and space. Don’t miss your chance to own this incredible property! Schedule a showing today and experience all that 28 Lindberg Lane has to offer!
Source: STELLAR #FC304438
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.