28 Rolling Rock Way Dallas, GA 30157
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About this home
PRICE IMPROVEMENT!!!! Welcome to your dream home in one of the area’s most desirable neighborhoods! This beautifully maintained 4-bedroom, 3.5-bathroom residence has had just one loving owner and offers the perfect blend of comfort, style, and location. Step inside to an inviting open-concept kitchen and living area, ideal for entertaining or cozy nights in. The kitchen boasts modern appliances, ample counter space, large island with seating and has a functional layout that flows effortlessly into the spacious living room. The stylish living room is a bright and airy room with large windows letting in lots of natural light and features a fireplace with gas logs. Also located on the main floor, the perfect space for a home office. Upstairs, you’ll find four generously sized bedrooms, including a luxurious primary suite with a private and upgraded bath with walk-in closet, as well as the laundry room and two additional full bathrooms. Enjoy your morning coffee or weekend barbecues in the fenced-in backyard, perfect for outdoor gatherings. The home also features a 2-car garage, plenty of storage, LVP flooring and thoughtful touches throughout. Located just 10 minutes from the charming and historic downtown, you’ll have easy access to shops, restaurants, parks, and community events. Neighborhood amenities include walking trails, parks, pickle ball courts, and a jr Olympic swimming pool at the clubhouse. This move-in ready gem could be your new home—schedule your showing today and see why this home has been so lovingly cared for!
Source: FMLS #7592484
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.