28 Vandiver Ct Acworth, GA 30101
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About this home
SELLERS WILL PAY THE MANDATORY GOVERNORS TOWNE CLUB ATHLETIC MEMBERSHIP FEE OF $30,000.00 AT CLOSING FOR THE BUYERS WITH SELLERS' ACCEPTED CONTRACT PRICE FROM BUYERS! IF YOU EVER WANTED TO LIVE IN AN ELEGANT MODEL HOME W/BEAUTIFUL QUALITY CRAFTSMANSHIP-THIS IS YOUR CHANCE! SO MANY WONDERFUL UPGRADES IN THIS IMPECCABLY MAINTAINED HOME W/BEAUTIFULLY LANDSCAPED YARD/A PRIVATE MANICURED FENCED BACKYARD W/FABULOUS SCREENED PORCH INCL. EXTRA SHADED SCREEN TOO/THIS HOME HAS AN AMAZING FLOOR PLAN- NATURAL LIGHT IS ABUNDANT/ADDED PLUS IS ALL L.E.D.LIGHTING & ADDED RECESSED LIGHTING/SO MANY TRAY CEILING DETAILS/5 INCH PRE-ENGINEERED OAK FLOORING THROUGHOUT/SO EASY TO ENTERTAIN W/ELEGANT DINING RM W/PANELED WAINSCOT DETAILS/LOTS OF FAMILY AND FRIENDS ENJOYMENT CAN BE IN THE LARGE OPEN FIRESIDE GREAT ROOM OPENING TO THE FABULOUS EXTENDED SIZE KITCHEN W/ADDED CABINETRY-DOUBLE OVENS/5 BURNER GAS COOKTOP W/STAINLESS STEEL HOODED VENT/BUILT IN MICROWAVE/FRENCH DOORS REFRIGERATOR/SOPHISTICATED GRANITE COUNTER TOPS/LARGE SINK IN THE OVER SIZED GRANITE ISLAND W/SEATING AT BAR--THERE IS ENOUGH ROOM FOR CASUAL DINING ADJACENT TO ISLAND BUT IF YOU WANT ANOTHER SITTING AREA INSTEAD- THE STACKED STONE FIRESIDE KEEPING RM IS A GREAT ADDITION! SCREEN PORCH IS ADJACENT FOR YOUR MORNING COFFEE ENJOYMENT/LARGE WALK IN PANTRY/BEADBOARD DETAILED CABINETS IN MUDROOM/GUEST BEDROOM SUITE WITH FULL BATH IS CONVENIENTLY LOCATED ADJACENT TO KITCHEN AREA/LARGE OWNER'S SUITE W/TRAY CEILING/RECESSED LIGHTING/SITTING AREA/ELEGANT SPA BATH W/OVER SIZED SHOWER/SOAKING TUB/LARGE SEPARATE VANITIES/CUSTOM BUILT HUGE HIS AND HERS CLOSET/WONDERFULLY SIZED STUDY ON MAIN FLOOR W/CLOSET/THE LAUNDRY RM/SINK W/ STORAGE CLOSET IS ADJACENT TO OWNER'S SUITE WHICH IS SO CONVENIENT/POWDER ROOM BY GREAT RM/IMPRESSIVE WROUGHT IRON RAILING ALL WOOD OVER SIZED TREAD OPEN STAIRCASE LEADS YOU TO A WONDERFUL RETREAT OR ENTERTAINMENT AREA & 3 BEDROOMS TOO! THERE IS PLENTY OF STORAGE IN THIS HOME AS WELL AS IN THE EPOXY SEALED FLOOR 3 CAR EXTENDED SIZE GARAGE/LARGE PARKING PAD ADJACENT/WONDERFUL CUL-DE-SAC STREET W/LARGER SIZED LOTS/GOVERNORS TOWNE CLUB IS THE ONLY 24/7 MANNED GATED COUNTRY CLUB COMMUNITY IN ALL COBB/PAULDING COUNTIES/THE LIKE NEW HUGE CLUBHOUSE HAS WONDERFUL DINING AND SPORTS BAR FACILITIES/LARGE EVENT AREAS FOR WEDDINGS OR PARTIES/GREAT SOCIAL EVENTS INCLUDING A WINE CLUB/GOLF LOCKER ROOMS/AN 18 HOLE CURTIS STRANGE DESIGNED CHAMPIONSHIP GOLF COURSE W/MOUNTAIN VISTA VIEWS/FOUNTAINS & PRIVATE LAKES/8 LIGHTED TENNIS COURTS & PICKLE BALL COURTS/TENNIS PAVILION FOR VIEWING/SECOND PRIVATE CLUBHOUSE FACING THE OLYMPIC SIZE POOL W/RECENTLY COMPLETED TIKI BAR FOR FUN WHILE SWIMMING/CHILDREN'S POOL & WATER SLIDES/CHILDREN'S PLAYGROUND AREA/BASKETBALL COURTS/SOFTBALL FIELD/WONDERFUL EUROPEAN SPA FACILITY & OVER SIZED EXERCISE FACILITY/WALKING TRAILS & SIDEWALKS/SO MUCH FUN TO ENJOY HERE IT IS LIKE BEING ON VACATION WHILE NEVER LEAVING HOME! CLOSE TO SHOPPING/RESTAURANTS/HIGHWAYS/LAKE ALLATOONA IS ONLY 15 MINUTES AWAY FOR BOATING/COBB COUNTY MCCULLUM AIRPORT IS ONLY 25 MINUTES AWAY TOO!
Source: GAMLS #10589136
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.