280 Allans Mill Dr Columbia, SC 29223
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About this home
Welcome to 280 Allans Mill Drive — your perfect “Home for the Holidays.”This beautifully maintained two-story home in the desirable Allan’s Mill community combines comfort, functionality, and charm—creating the ideal setting for gatherings, celebrations, and everyday living.Step inside to a bright and welcoming entryway with luxury vinyl plank flooring that flows seamlessly throughout the open-concept main level. The spacious great room features a cozy fireplace and built-in speakers, setting the perfect tone for relaxing evenings or festive holiday entertaining. The kitchen shines with granite countertops, a stylish tiled backsplash, a bar countertop with additional seating, and a dedicated dining area ideal for family dinners or casual get-togethers.Thoughtful details continue with a mudroom featuring a dedicated drop zone to keep life organized and an extra-large closet on the main floor that offers excellent storage or the option to expand the pantry. Sliding glass doors open to a private patio and fully fenced backyard, perfect for grilling, relaxing, or hosting outdoor gatherings. As an added bonus, the sale includes a riding lawn mower, making lawn care a breeze.Built in 2016, this home has been kept in immaculate condition by its caring owners, showing true pride of ownership throughout every room.Upstairs, the inviting primary suite serves as a peaceful retreat with tray ceilings, a spacious walk-in closet, and a private bath featuring double vanities, a garden tub, and a separate shower. Three additional bedrooms share a well-appointed hall bath, providing flexibility for guests, a home office, or play space.Located just minutes from Fort Jackson, interstate access, popular restaurants, and shopping, this home offers the perfect blend of comfort, convenience, and community.With its thoughtful design, warm ambiance, and move-in-ready features, 280 Allans Mill Drive is more than a house—it’s where new traditions begin and cherished memories are made.Schedule your private tour today and make this home yours just in time for the holidays! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.
Source: COLUMBIASC #620947
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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