2800 N Meridian Ct Oklahoma City, OK 73127
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About this home
***JUST REDUCED $5,000.*** Tucked away in the Windsor Hills Neighborhood of the Meridian Avenue corridor, this mid-century home radiates warmth and character that has only grown more inviting through the years. Step inside and you are welcomed by a spacious living area where sunlight streams through wide windows and a classic fireplace creates the perfect backdrop for family movie nights, holiday gatherings, and everyday moments alike. The open flow between the living, dining, and kitchen spaces makes cooking dinner, sharing stories, and staying connected feel effortless. There is an additional 315 square feet (MOL) of enclosed space with its own heat/air system off the living room. It's a perfect carryover space for a game room or for additional gathering for family fun activities The exterior is defined by timeless stone accents and clean architectural lines that give the home its enduring charm. Out back, the property opens to a private retreat with mature landscaping and a garden area just waiting for your touch. Picture children playing under the trees, pets roaming freely, or weekend afternoons tending to flowers and vegetables before sitting down together for an evening meal outdoors. It is a space designed for connection, relaxation, and lasting memories. This is more than just a house. It is a home with soul, one that invites you to slow down, stay awhile, and build a life filled with traditions both new and old. With its comfortable layout, peaceful setting, and convenient location in Oklahoma City, it is ready to be the backdrop for your family’s next chapter.
Source: MLSOK #1190099
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.